What is Credit Risk Platform
The Credit Risk Platform enables the analysis of credit risks, the automation of lending and decision-making processes as well as continuous risk monitoring.
Credit risk management is essential to the long-term success of banking organizations and financial services providers.
WHY CREDIT RISK PLATFORM
Built on a secure cloud technology framework
Risk Management
Manage your credit risk assessment and credit approvals
Robust Platform
Enables the implementation of complex strategies and workflows for credit origination and monitoring.
ENABLE FLEXIBILITY
Faster Spreads of Data Entry and Data Quality
With automating financial statement spreading, it transforms the process of spreading financials.
- It has flexibility in creating custom templates
- Capture financials in an intuitive, web-based application
- It combines an automated application to extract data from financial statements with a comprehensive feature set for spreading and analysis of financial statement data
SPEED UP LOAN PROCESSING TIMES
Automate Credit Decision and Approval Workflows
With credit decisioning and underwriting capabilities:
- Make automated, instant credit decisions based on institution's policy rules
- Increase underwriting efficiency and reduce turnaround times
- Flexibly implement and maintain business rules, approval workflows and underwriting screens
Credit Data Integration
Integration of credit bureau data and other external data sources.
Internal Credit Risk Ratings
Configure, maintain and deploy internal credit scoring and ratings models.
External Credit Scorecards
Leverage sophisticated, external rating models and scorecards for credit risk assessment.