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Data Quality Solution

Comprehensive Data Quality Solutions: Visualization, Analysis, Trend Identification, and Quality Checks

UNIVERSO DQF

Historical Data Monitoring Capabilities

Analysis reports provide past trends insights, performance metrics, which enables proactive detection.

Better insights into data trends and analysis, and continuous improvement in historical data.

Data quality solution (Universo DQF) offers a centralized platform for viewing historical and analytical reports, and data monitoring capabilities.
REPORTING & ANALYSIS

Assess current data against historical trends

Risk Management

Make accurate decisions regarding creditworthiness, lending practices & risk management practices.

Data Quality

Uphold the highest standards of regulatory compliance requirements.

WHY UNIVERSO DQF?

Aligned Lending and Risk Strategies

Make informed decisions regarding risk management strategies, loan approvals, refinancing, or restructuring by providing a comprehensive understanding of the borrower’s financial commitments.

It also ensures that lending decisions align with the bank’s risk tolerance, lending policies, and regulatory requirements.

Loan Outstanding Report

Offers a snapshot of a borrower’s current loan balances and payment statuses, aiding in credit assessment.

Loan Application Report

Summarizes a borrower’s loan requests, helping bank officers assess creditworthiness and make informed lending decisions.

Islamic Financing Concept

Aiding bank officers in understanding and implementing Sharia-compliant financing practices.

Impaired Loans Report

Identifies loans at risk of default or non-payment, assisting bank officers in assessing potential credit losses and implementing risk mitigation strategies.

WHAT WE DO

Diverse Risk Assessments Capabilities

Be able to assess the borrower’s existing loan portfolio, creditworthiness, financial stability, and ability to manage debt responsibly, helping to determine the level of risk associated with potential loan approvals.